Freetown, Sierra Leone –Monday May 11, 2026 – United Bank for Africa (UBA) Sierra Leone ended 2025 on a high note, delivering strong growth across key metrics as outlined in its Board-approved Annual Report and Audited Financial Statements, endorsed by the Bank of Sierra Leone (BSL). The results highlight operational efficiency, strategic expansion and a firm commitment to driving financial inclusion amid economic challenges.

Key Financial Highlights

• Profit Before Tax (PBT) rose by 18.6% year-on-year to NLe 988.9 million (from NLe 833.6 million in 2024).

• Profit After Tax (PAT) climbed to NLe 741.0 million from NLe 622.8 million in 2024.

• Gross earnings expanded by 18.1% to NLe 1.3 billion (from NLe 1.1 billion in 2024).

• Balance sheet grew by 15.3% to NLe 6.0 billion (from NLe 5.2 billion), backed by an expanding customer base.

• Customer deposits increased by 8.5% to NLe 3.8 billion (from NLe 3.5 billion in 2024).

Robust Performance and Efficiency Gains

Gross earnings growth stemmed from diversified sources like transactional banking, digital products, trade finance and foreign exchange. Despite a 6.7% uptick in operating expenses due to inflation and higher business volumes, UBA sharpened its cost-to-income ratio to 16.6% from 18.1%, showcasing disciplined management.

“The Board is pleased with the Bank’s outstanding achievements in 2025. UBA Sierra Leone’s solid financial position and strategic initiatives help the bank support Sierra Leone’s economic development; of which we are very proud. Of course, the achievement of the Bank reflects the dedication and support of my colleagues on the Board, the Management and Staff of the Bank, who deserve the highest commendation. As a Bank, we remain confident in and focused on the Bank’s ability to create long-term value for our stakeholders,” said Dr. Claudius Bart Williams, Board Chairman.

Solid Capital and Deposit Growth

The balance sheet's 15.3% expansion to NLe 6.0 billion was fueled by an 8.5% rise in customer deposits to NLe 3.8 billion. Share capital stands at NLe 139 million, surpassing the Central Bank's 2025 regulatory minimum of NLe 122 million. UBA is financially stable to meet the upcoming minimum capital requirements.

Advancing Inclusion Through Innovation

Supporting the Bank of Sierra Leone’s financial inclusion goals, UBA Sierra Leone opened over 70,072 new accounts and issued about 34,704 cards in 2025. Its “Customer First (C1st)” approach ensures top-tier service, while digital offerings like mobile banking and AI-driven LEO platform deliver seamless access.

“Our 2025 results reflect the dedication of our team and the trust of our customers. We are proud to deliver strong financial performance while advancing our mission to make banking accessible to all Sierra Leoneans. Our focus on innovation, customer service and operational excellence will continue to drive sustainable growth,” stated Mohamed Alhajie Samoura, Managing Director/CEO.

Future Expansion Plans

UBA plans to grow its branch network, including a new outlet in Kono, to boost inclusion and national reach.

About UBA Sierra Leone

UBA Sierra Leone is a leading financial institution committed to delivering innovative banking solutions and fostering financial inclusion. With a growing network and a customer-first approach, UBA continues to set new standards in the Sierra Leonean banking sector.

For media inquiries:

UBA Sierra Leone Brand Marketing and Corporate Communications Team


Email: mccsierraleone@ubagroup.com


Phone: +232 79066424 / +232 78200200 https://thecalabashnewspaper.com/uba-sierra-leone-powers-economic-resilience-with-18-6-profit-surge-in-2025-audited-financial-results/